At eCreditGroup.com we have assembled a team of experienced credit experts, knowledgeable support staff, and courteous customer service representatives whose only goal is to help you improve your credit. Credit has become increasingly important in today’s world and all too often people lack the assistance and professional help they require in this crucial area. eCreditGroup.com is dedicated to filling this void and providing the best service at the lowest price. We accomplish this by focusing exclusively on our clients and their individual situations and by using the most effective methods for improving their credit. We are on your side and want to help you improve your credit situation.
Our experts are experienced in dealing with the credit bureaus and creditors and are constantly developing new strategies to improve your credit. Your individual case will always be handled by a credit expert who will assert your rights. Our courteous customer service personnel are extremely knowledgeable in credit related matters and are ready to help you with any questions. We have assembled a team that is dedicated to helping you achieve your highest possible credit score.
eCreditGroup.com’s goal is simple: help you get the best credit legally possible so that you can do the things you want to do. A person’s credit file has grown increasingly important and will continue do so as more and more credit approvals and job opportunities rely on your credit file. Our program improves your credit by helping you remove the negative items that cause credit scores to go down. When negative information is removed it can help you reduce your interest rates, help you make the purchase you need, or even improve your chances in an interview or with a rental application. Having the best credit possible is in everyone’s best interest.
Our proven methods simply assert the rights that have been given to you under federal and state law. We act on your behalf as your credit expert. Credit Repair can be a difficult task, but eCreditGroup.com has the experience, knowledge, and methods to help you improve your credit.
We help improve your credit through hard work, expertise, and a total focus on our customers. You have been given certain rights as to how the credit bureaus and creditors report and maintain information about you. Few people realize that they can affect the information reported about them and improve their credit situation. We know the law, the best methods to utilize the rights given to you, and we have the systems to effectively assert those rights on your behalf.
Many people attempt to improve their credit only to give up in frustration at the lack of response and progress they see. We have years of experience in avoiding the stall tactics and unresponsiveness of the credit bureaus. We constantly keep you informed and do the work for you. As thousands of our clients have seen, we will work hard to improve your credit at the lowest possible prices.
We know that you are anxious to get started restoring your credit. We start immediately and do the work for you. The simple steps detailed below are guidelines for the entire process. You are welcomed and encouraged to contact us at anytime to inquire about your status, ask us questions, or make a comment.
Step 1: Introductory Email
Once you have signed up, we will e-mail you your welcome packet containing a checklist of items that will get the process started. We will also show you several methods for obtaining your credit report.
Step 2: Assigned to a Credit Team
In order to insure that your credit repair process is performed efficiently, you will be assigned to a credit team. Each credit team has at least one lead expert who will remain with your case and be available to you for the duration of the process.
Step 3: Put Your Credit Team to work
As you acquire information concerning your credit history, we ask that you forward that information by mail to eCreditGroup.com. The more information your credit team has, the more efficient the credit repair process will be. Any statements, credit bureau responses, or reports you receive contain valuable information that your credit team can utilize during the restoration process. Your credit team will use the information you forward to begin the dispute process with the credit bureaus. You will always be notified via e-mail when any action is taken on your file. Every e-mail will describe what has been done and what the next step in the process will be.
Step 4: The Credit Bureaus respond to you
Once we have filed a dispute, the response from the credit bureau or creditor will be mailed directly to you. The law states that agencies have a reasonable amount of time, usually 30 days, to respond to a dispute. You will be able to evaluate the progress on your account from the information contained in the responses.
Step 5: Forward Responses
When you receive a response letter, just forward it to your credit team at eCreditGroup.com. We will evaluate the responses and lodge new disputes based on the information contained in the response. It’s that easy!
When you become a client of eCreditGroup.com we immediately start working to deliver results. That is why we are confident enough to offer you a money-back warranty.
Experienced assistance and outstanding customer support are very important, but the reason you have decided to become a client is to remove negative items from your credit reports. That is why our experts have worked so hard developing the best methods for legally removing those negative items. We have helped to remove thousands of negative marks from credit reports including items such as bankruptcies, tax liens, charge-offs, collection accounts, late payments, foreclosures, repossessions, and many others.
We continue to develop new and improved methods to help you repair your credit. At eCreditGroup.com we will do everything legally possible to achieve the results you desire, require and need.
Our $69.95 enrollment fee is a lifetime membership to our credit consultation services. This membership entitles you to unlimited credit consultation, discussion, and planning. Your lifetime membership never expires.
Once you are enrolled, you pay only $39.95 per month. We will continue to work for you until either you are satisfied with your credit score or have completed our program. We also offer a money-back warranty that insures your satisfaction.
We are continually striving to maintain the lowest prices in the industry while focusing on providing the best service. Our patented software system and extensive experience allows us to perform credit repair services at a fraction of the cost of many of our competitors.
We operate on a monthly billing schedule which gives you a consistent schedule of payments and is certainly convenient when planning your monthly finances. This structure allows us to keep your registration costs low, thereby assisting as many people with credit repair as possible. Other companies often charge a large lump-sum payment, requiring you to pay hundreds of dollars before any service has been preformed. Still others have you pay per “dispute” and/or per “deletion.” This can often mean that you pay a large fee at the worst possible time or pay mainly for disputes and get only a few deletions. We have studied these other payment options, and have found the monthly payment system to be the best for our customers.
At eCreditGroup.com our focus is on you, the client. Our goal is to keep you informed and involved throughout the process of restoring your credit. Our customer service representatives are available to answer your questions and communicate with you about your case. We know that you do not want to talk to a machine and you do want to talk to people sensitive to your situation.
Our representatives are courteous, well trained in credit matters and always ready to help you. At eCreditGroup.com we pride ourselves on our customer service and that philosophy is adhered to from the representatives answering the phone to our experts and support staff. We never forget that the reason we are in business is to help you.
eCreditGroup.com warranties the success of its work by offering some or all of the client’s money back if enough disputed items are not deleted or positively modified. We want you to only pay us if the program works for you. After twelve months, eCreditGroup.com will add up each deleted or improved credit listing and will assign a value of $50 to each such item (if you have less than 5 total negative items the value is $100 per item). If that total is not greater than the total fees paid by the client, the difference will be refunded.
This should not be understood to mean that eCreditGroup.com would charge its regular fees plus $50 per deleted item. Rather, the $50 per deleted item is simply used as a value to help eCreditGroup.com and the client calculate the program’s success.
For example, at the end of twelve months you have forwarded credit reports every ninety days (this must be done for the warranty to be applicable) and completed your commitments to the service. You originally had 10 negative listings on each of your credit reports that you wanted removed. Your Experian report deleted 6 listings but 4 still remain, Trans Union deleted all 10, and Equifax deleted 9 and 1 item still remains.